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The Silent Wallet-Drainers: Online Payment Mistakes to Avoid
Published May 9, 2026

The Silent Wallet-Drainers: Online Payment Mistakes to Avoid

Written by BLESSING ABADI IFEOMA
In today’s digital world, ease often takes precedence but not without risks. Most online financial fraud doesn’t stem from sophisticated cyberattacks, but from basic, preventable mistakes people make. 

Protect your money by avoiding these three common errors.

  1. 1. Shopping on Public Wi-Fi
Free public networks, such as those in cafes, are prime targets for cybercriminals. On unsecured connections, hackers can insert themselves between your device and the website, capturing sensitive data during transmission.

Solution: Always use a trusted private network before completing any transaction.

  1. 2. Saving Card Details Everywhere
While saving your card details speeds up checkout, it also increases your exposure. Every website that holds your payment information becomes a potential target if it’s breached, and your card data could be compromised.

Solution: switch off the "Save Card" feature at the source.

  1. 3. Ignoring the "S" in HTTPS
A website address beginning with "http://" instead of "https://" means your connection isn’t encrypted. Submitting payment details on such sites is risky, your information could be easily intercepted.

Solution: Always check for the padlock symbol in your browser’s address bar. If it’s not there, don’t proceed.


Cybercriminals exploit our need for speed and ease. By taking a few extra moments to verify security settings, enabling multi-factor authentication, and choosing reputable sites, you can significantly strengthen your online financial safety.
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